Last updated: July 2026
Wealth and Legacy Unlimited, LLC ("Company," "we," "us") provides account placement and coordination services through Tradelines for Personal Credit. This policy explains when payments are eligible for cancellation or refund.
You may cancel your order if your written cancellation request is received before your order has been submitted for placement. Once an order has been submitted, it is final and no longer eligible for cancellation or refund.
To cancel before submission, email [email protected] with your name and order details. We will confirm receipt of your cancellation request in writing.
All sales are final once an order has been submitted for placement. Because coordination and administrative work begins immediately upon submission — including arrangement with the account holder — we are unable to offer refunds for any order once it has been submitted, regardless of the outcome.
Where applicable and at our discretion, store credit may be issued in place of a cash refund for eligible situations (for example, an error on our part in the placement process). Store credit may be applied toward a future order and does not expire unless otherwise stated at the time it is issued.
Our fee covers account placement and coordination services — it is payment for the administrative work of placing you as an authorized user on an existing account, facilitated through arrangement with the account holder. It is not payment for, and does not guarantee, any specific credit score change, credit approval, or lender decision. Because results depend on factors outside our control (including your existing credit profile, reporting timelines, and third-party bureau/lender processes), refund requests based on dissatisfaction with credit outcomes after successful placement will not be granted.
If a tradeline you ordered fails to post to your credit report due to an error on our part (for example, incorrect account placement), we will work to correct the issue or issue store credit at our discretion. This does not apply to situations where posting is delayed or does not occur due to factors outside our control, including bureau reporting timelines or inaccurate information provided by the client.
When issued, store credit will be applied to your account and may be used toward a future tradeline order. Store credit has no cash value and is not refundable or transferable.
If you have questions about this policy or a specific order, contact us at [email protected] or (404) 832-0174.